Thematic Media

Thrify hacks on Tik Tok - "My husband is so cheap that..."

Being frugal means knowing how to make money last. It's an important skill because the more you can manage your money, the more choices and power you have over your own life. 

Thematic Activity

Review the infographic on common ways people waste their money

PRESENTERS, enlarge the image to make it visible when shared

Consider these questions in your group. 

1. Are there things you buy to impress other people?
2. Are there things you buy over and over again that are kind of expensive, like starbucks drinks?
3. Are there things you buy that are bad for the environment, like bottled water?
4. Do you owe any money for things you've purchased in the past?
5. Are there things you buy because you want them when you see them, but if you never saw them you wouldn't think to buy them, like toys or souveniers?

Body Break

Jamaican folk dancers

Skills Media

Delayed gratification

1. What is living beyond or beneath your needs? 
2. What is consuming, in economic terms?

Instant Gratification

Rate the items below by importance to you. 1 means not very important. 5 means really important. 

• Getting objects you want
• Having a good job you like
• Having fancy vacations
• Enjoying a great relationship
• Having a nice car or impressive form of transportation
• Owning things other envy or admire
• Having close friends and loving family in a close community

How could having great money skills give you more control of your life? Brainstorm together. 

What problems have you had in your life that would be solved if you just had more money? 

What problems in life aren't really solvable with just money?

Skills Information

Look at this sample budget

Skills Applied

Using the budget, answer the following questions.

1. How much would be good to put in savings every month?
2. Should you put money in savings BEFORE or AFTER you pay your expenses?
3. Is it a good idea to put ALL your unspent money in savings, or should you leave a little bit of money in your account just in case?

Body Break

Vietnamese folk dancers

Fun Stuff

money jokes

What did we learn today?

Sequence the day—Help the group review what you explored together today. 

What are we doing this afternoon?